Throughout this policy, we use the term "personal or business information" to describe information that can be associated with a specific person(s) or entity and can be used to identify that person(s) or entity. We do not consider personal or business information to include information that has been anonymized so that it does not identify a specific user.
When you visit the website or use one of our mobile applications, we collect your IP address, and standard web log information, such as your browser type and the pages you accessed on our website. We also may collect certain geo-location information. If you do not agree to our collection of this information, you may not be able to use our Service.
If you open an account, we collect the following information from you :
We are committed to providing a safe, secure and all around great service. Therefore, before permitting you to use our service, we may require additional information from you we can use to verify your identity, address or other information or to manage risk and compliance throughout our relationship. We may also obtain information about you from third parties such as identity verification, fraud prevention and similar services.
When you are using our Service, we collect information about your account transactions and trust relationships and we may collect information about your computer or other access device for fraud prevention and other similar purposes.
Finally, we may collect additional information from or about you in other ways not specifically described here. For example, we may collect information related to your contact with our customer support team or store results when you respond to a survey.
We do not knowingly solicit or collect information from any individuals under the age of 13.
When you access our website, we, or companies we hire to track how our website is used, may place small data files called "cookies" on your computer.
For example, we send a "session cookie" to your computer any time you log in to your SPARE account. This type of cookie helps us to recognize you if you visit multiple pages on our site during the same session, so that we don't need to ask you for your password on each page.
Users are free to decline our cookies if your browser permits, but doing so may interfere with your use of our website.
We store and process your personal or business information using third party servers located in secure data centers in the United States, This information is protected by physical, electronic and procedural safeguards in compliance with applicable US federal and state regulations. We also use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our office and files, and we authorize access to personal information only for those employees who require it to fulfill their job responsibilities.
We make reasonable efforts to ensure security on our systems. Despite our efforts, we cannot guarantee that personal or business information may not be accessed, disclosed, altered or destroyed by breach of our administrative, managerial and technical safeguards. Therefore, we urge you to take adequate precautions to protect your personal data as well, including never sharing your SPARE PIN with anyone.
If SPARE learns of a systems security breach, we may attempt to notify you electronically so that you can take appropriate protective steps. By using the SPARE service, you agree that SPARE may communicate with you electronically. SPARE may post a notice on the Website if a security breach occurs. SPARE may also send you an email to you at the email address you have provided to us.
Depending on where you live, you may have a legal right to receive notice of a security breach in writing. To receive free written notice of a security breach (or to withdraw your consent from receiving electronic notice of a security breach) you should notify us.
Our primary purpose in collecting personal and/or business information is to provide you with a safe, smooth, efficient, fun and customized experience. We may use your personal or business information to:
To process your payments on SPARE, we need to share some of your personal information with the person or company that you are paying or is paying you. Your contact information, date of sign-up, the number of payments you have received and other verification metrics like social graph activity may be provided to users who you transact with on or through SPARE.
We work with vendors to enable them to dispense payments from you using SPARE. In doing so, a vendor may share information about you with us, such as your mobile phone number or SPARE username, when you attempt to pay that vendor. We use this information to confirm to that vendor that you are a SPARE customer and that the vendor should enable SPARE as a form of payment for your purchase.
Regardless, we will not disclose your credit card number or bank account number to anyone you have paid or who has paid you through SPARE, except with your express permission or if we are required to do so to comply with a subpoena or other legal process.
SPARE does not share your email address or phone number with third parties for promotional or marketing purposes
We may share your personal or business information with:
You can review and update your personal information at any time by logging in to your account and clicking the Account Settings tab or using one of our mobile applications.
The Website may contain links to other sites. SPARE does not control the information collection of sites that can be reached through links from the website. We encourage our users to be aware when they are leaving our site and to read the privacy statements of each website that collects personally identifiable information.
If you have questions or concerns regarding this policy, or any feedback that you would like us to consider, please email us at [email protected] or click here